Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.
CEO: Lars Eller. Company website
Farmers & Merchants Bancorp, Inc. (FMAO) trades at $35.53, down 0.39% on the day, as of Sep 20, 2026 14:57 UTC.
Farmers & Merchants Bancorp, Inc. has a market capitalisation of $489.18M, calculated from the live FMAO share price and shares outstanding.
FMAO trades at a trailing P/E of 12.21, from earnings per share of $2.91 over the last twelve months.
Farmers & Merchants Bancorp, Inc. generated revenue of $194.95M over the trailing twelve months, which puts the stock at 2.51 times sales.
FMAO has traded between $22.77 and $36.12 over the past 52 weeks, and the last price is 1.6% below that high.
Yes. Farmers & Merchants Bancorp, Inc. keeps 20.53% of revenue as net income over the trailing twelve months.
Wall Street analysts rate FMAO Hold, with an average price target of $36.00, 1.3% above the current price.
Farmers & Merchants Bancorp, Inc. is classified under the Financial Services sector and the Banks - Regional industry, and is domiciled in US.
Lars Eller is the chief executive of Farmers & Merchants Bancorp, Inc., which employs 477 people.
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