nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.
CEO: Sean Desmond. Company website
nCino, Inc. (NCNO) trades at $21.05, down 1.68% on the day, as of Sep 20, 2026 14:57 UTC.
nCino, Inc. has a market capitalisation of $2.31B, calculated from the live NCNO share price and shares outstanding.
NCNO trades at a trailing P/E of 70.17, from earnings per share of $0.30 over the last twelve months.
nCino, Inc. generated revenue of $622.24M over the trailing twelve months, which puts the stock at 3.71 times sales.
NCNO has traded between $13.80 and $31.23 over the past 52 weeks, and the last price is 32.6% below that high.
Yes. nCino, Inc. keeps 5.40% of revenue as net income over the trailing twelve months.
Wall Street analysts rate NCNO Buy, with an average price target of $23.43, 11.3% above the current price.
nCino, Inc. is classified under the Technology sector and the Software - Application industry, and is domiciled in US.
Sean Desmond is the chief executive of nCino, Inc., which employs 1,684 people.
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