Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.
CEO: James L. Eccher. Company website
Old Second Bancorp, Inc. (OSBC) trades at $24.99, up 0.28% on the day, as of Sep 20, 2026 14:59 UTC.
Old Second Bancorp, Inc. has a market capitalisation of $1.29B, calculated from the live OSBC share price and shares outstanding.
OSBC trades at a trailing P/E of 14.36, from earnings per share of $1.74 over the last twelve months.
Old Second Bancorp, Inc. generated revenue of $429.93M over the trailing twelve months, which puts the stock at 2.99 times sales.
Yes. Old Second Bancorp, Inc. pays a dividend yielding 1.21% on the current share price.
OSBC has traded between $16.65 and $26.06 over the past 52 weeks, and the last price is 4.1% below that high.
Yes. Old Second Bancorp, Inc. keeps 21.50% of revenue as net income over the trailing twelve months.
Wall Street analysts rate OSBC Buy, with an average price target of $26.33, 5.4% above the current price.
Old Second Bancorp, Inc. is classified under the Financial Services sector and the Banks - Regional industry, and is domiciled in US.
James L. Eccher is the chief executive of Old Second Bancorp, Inc., which employs 1,062 people.
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