Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
CEO: Paul Gu. Company website
Upstart Holdings, Inc. (UPST) trades at $25.00, up 0.93% on the day, as of Sep 20, 2026 14:59 UTC.
Upstart Holdings, Inc. has a market capitalisation of $2.39B, calculated from the live UPST share price and shares outstanding.
UPST trades at a trailing P/E of 49.02, from earnings per share of $0.51 over the last twelve months.
Upstart Holdings, Inc. generated revenue of $1.29B over the trailing twelve months, which puts the stock at 1.86 times sales.
UPST has traded between $23.96 and $71.38 over the past 52 weeks, and the last price is 65.0% below that high.
Yes. Upstart Holdings, Inc. keeps 4.69% of revenue as net income over the trailing twelve months.
Wall Street analysts rate UPST Buy, with an average price target of $39.25, 57.0% above the current price.
Upstart Holdings, Inc. is classified under the Financial Services sector and the Financial - Credit Services industry, and is domiciled in US.
Paul Gu is the chief executive of Upstart Holdings, Inc., which employs 1,405 people.
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