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Upstart Holdings, Inc. (UPST) Stock

Financial Services · Financial - Credit Services · US
$20.56 +0.73%
Last updated Nov 12, 2026 09:20 UTC

UPST Key Statistics

Market Cap$2.00B
P/E (TTM)35.98
P/S (TTM)1.49
P/B (TTM)2.27
Revenue (TTM)$1.34B
EPS (TTM)$0.57
Dividend Yield—
ROE (TTM)8.10%
Net Margin4.86%
Gross Margin96.32%
52W High$52.10
52W Low$19.71
Analyst ViewBuy
Price Target$36.25
Employees1,405
Volume6,278,892

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

CEO: Paul Gu. Company website

UPST — Frequently Asked Questions

What is the UPST stock price today?

Upstart Holdings, Inc. (UPST) trades at $20.56, up 0.73% on the day, as of Nov 12, 2026 09:20 UTC.

What is Upstart Holdings, Inc.'s market cap?

Upstart Holdings, Inc. has a market capitalisation of $2.00B, calculated from the live UPST share price and shares outstanding.

What is the P/E ratio of UPST?

UPST trades at a trailing P/E of 35.98, from earnings per share of $0.57 over the last twelve months.

How much revenue does Upstart Holdings, Inc. make?

Upstart Holdings, Inc. generated revenue of $1.34B over the trailing twelve months, which puts the stock at 1.49 times sales.

What is the 52-week range for UPST?

UPST has traded between $19.71 and $52.10 over the past 52 weeks, and the last price is 60.5% below that high.

Is Upstart Holdings, Inc. profitable?

Yes. Upstart Holdings, Inc. keeps 4.86% of revenue as net income over the trailing twelve months.

What is the analyst price target for UPST?

Wall Street analysts rate UPST Buy, with an average price target of $36.25, 76.3% above the current price.

What sector is Upstart Holdings, Inc. in?

Upstart Holdings, Inc. is classified under the Financial Services sector and the Financial - Credit Services industry, and is domiciled in US.

Who is the CEO of Upstart Holdings, Inc.?

Paul Gu is the chief executive of Upstart Holdings, Inc., which employs 1,405 people.

Where can I track UPST in real time?

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ETFs holding UPST

FINX Global X - FinTech ETF 0.37% IWM iShares Russell 2000 ETF 0.07% SCHA Schwab U.S. Small-Cap ETF 0.05% SCHB Schwab U.S. Broad Market ETF 0.00% VTI Vanguard Morningstar Total Stock Market ETF 0.00% VT Vanguard Total World Stock ETF 0.00%

Largest institutional holders of UPST

BlackRock, Inc. BLK 7,878,717 shares
VANGUARD PORTFOLIO MANAGEMENT LLC 3,739,758 shares
VANGUARD CAPITAL MANAGEMENT LLC 3,698,553 shares
MORGAN STANLEY MS 2,414,712 shares
GOLDMAN SACHS GROUP INC GS 2,395,222 shares
MARSHALL WACE, LLP 2,370,690 shares
GEODE CAPITAL MANAGEMENT, LLC 2,348,977 shares
STATE STREET CORP STT 2,118,467 shares
Clear Street Group Inc. 1,829,063 shares

UPST insiders on other boards

EA Electronic Arts Inc. Huber Jeff PCG PG&E Corporation Cooper Kerry Whorton COLB Columbia Banking System, Inc. Terry Hilliard C. III ABG Asbury Automotive Group, Inc. Terry Hilliard C. III SMMT Summit Therapeutics Inc. Huber Jeff